Traffic Signals and Premiums: Does a Red Light Ticket Affect Your Insurance?

If you are caught running a red light, either by a traffic camera or law enforcement, your car insurance rate will likely increase. Most traffic infractions, including red light tickets, are added to your license using a point system. As you accumulate points, it becomes more likely that your insurance company will notice and raise your rate. Some auto insurance companies are more lenient than others, so shopping around for the best rate is a good idea, especially if you have multiple traffic violations on your record. Key Takeaways: A red light ticket can result in an increase in car

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