Homeowners insurance policies in the US provide coverage for a wide range of risks, but it’s important to understand what is not covered by these policies. While homeowners insurance offers protection for your home and belongings against perils like fire, theft, and weather events, there are exclusions and limitations that homeowners should be aware of. Familiarizing yourself with these exclusions can help you better navigate your insurance coverage and ensure you are adequately protected. Key Takeaways: Mold damage is generally not covered unless it is caused by a covered event like a burst pipe. Damage from roof leaks may or
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