Commercial general liability (CGL) policies insure against claims of bodily injury, property damage, personal injury, and advertising injury caused by your business operations and premises. This type of insurance provides coverage for businesses in case of accidents or incidents that result in harm to others or damage to their property. Key Takeaways: Commercial general liability insurance covers bodily injury, property damage, personal injury, and advertising injury caused by your business operations and premises. The policy includes premises coverage, which protects the business from claims that occur on its physical location during regular business operations. There are two types of policies:
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