HO6 insurance, also known as condo insurance, is a type of homeowners insurance specifically designed for condominium or co-op unit owners. The condo or co-op association typically covers insurance for the common areas of the property, while HO6 insurance protects the individual unit and its contents. HO6 insurance provides coverage for various damages, including those caused by fire or smoke, storms, vandalism, burst pipes, and other internal plumbing issues. It also covers personal property such as furniture, electronics, and jewelry. Additionally, HO6 insurance offers liability coverage for injuries or damage to others, as well as coverage for additional living expenses
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