Personal Injury Protection (PIP), also known as “no-fault insurance,” covers medical expenses and related costs resulting from a car accident, regardless of who caused it. PIP policies have a minimum coverage amount and a per-person maximum coverage limit. It covers the healthcare costs of both policyholders and their passengers, even if they don’t have health insurance. PIP coverage is available primarily in no-fault states, where a policyholder’s insurance pays for their medical care regardless of who caused the accident. PIP pays for medical expenses for people in the policyholder’s vehicle, regardless of fault. PIP coverage often provides payments for lost
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