Accidental death and dismemberment insurance, commonly referred to as AD&D insurance, is a crucial policy that offers financial protection in the event of accidental death or severe injury. It is a type of insurance that covers the unintentional death or dismemberment of the insured. AD&D insurance is usually added as a rider to a life insurance policy and pays benefits in the case of a person’s accidental death or the loss of a limb or function, such as sight, hearing, or speech. AD&D insurance provides coverage specifically for accidents and does not pay if the insured died from natural causes.
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https://insuranceintellect.com/what-is-accidental-death-and-dismemberment-insurance/
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