Key Takeaways: HRA insurance, also known as Health Reimbursement Arrangement insurance, is a type of health spending account provided by an employer to cover qualified medical expenses. Only the employer can contribute funds to an HRA, and employees do not pay taxes on the money received from an HRA. The employer determines the amount of contribution and whether unused funds can roll over to the next year. HRAs are typically offered during open enrollment or when joining a company. HRAs can be used to reimburse qualified medical expenses, but there are limitations on what expenses are eligible. HRA insurance, also
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